Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,810 4,810 4.81
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,810 Short Term Not Applicable 1,443 3,367

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.11 8.55 7.66 6.84 6.99 6.92
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.84 7.98 7.59 5.85 6.92 6.55
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.41 7.76 7.58 6.71 8.08 8.34
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.38 7.07 6.4 4.91 - 5.92
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.16 7.58 7.0 5.73 6.59 6.64
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.05 7.78 7.3 6.91 6.32 7.6
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.05 7.78 7.29 6.9 6.31 7.34
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.73 7.47 7.05 5.91 7.34 7.84
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.18 7.66 7.57 6.26 - 6.81
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.11 7.22 6.53 4.76 - 5.19
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.07 7.08 6.65 8.42 6.7 7.68
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.85 7.28 6.69 5.27 6.84 5.83
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.7 7.2 7.39 5.93 7.44 6.06
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.26 6.98 6.46 5.29 6.85 7.29
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.05 6.56 6.15 - - 5.44
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 4.86 7.12 6.6 5.79 7.58 7.86
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.86 6.53 6.59 5.24 6.32 7.46
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.43 5.68 5.41 4.89 - 5.64
HDFC Dynamic Debt Gr 28-04-1997 1.52 4.38 6.51 6.35 5.98 6.14 7.98
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.31 6.83 7.01 5.57 6.97 6.78
Union Dynamic Bond Gr 13-02-2012 1.55 3.89 6.16 6.0 4.52 5.82 6.29
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.25 5.52 5.5 4.38 6.05 6.74
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.19 6.28 5.96 4.78 6.83 7.42